Overview
Compliance Officer Jobs in Dubai, United Arab Emirates at noon
Title: Compliance Officer
Company: noon
Location: Dubai, United Arab Emirates
Job Title: Compliance Officer
Location: Dubai, UAE
About noon
We’re building an ecosystem of digital products and services that power everyday life across the Middle East—fast, scalable, and deeply customer-centric. noon Fintech is a dedicated team within the noon group focused on building consumer fintech initiatives across the Middle East. Sitting at the intersection of one of the region's largest e-commerce ecosystems and the rapidly evolving world of digital financial services, noon Fintech develops and operates products that make financial services faster, smarter, and more accessible for everyday consumers. Our mandate is to bring world-class fintech to the noon customer base at scale. We want to redefine what technology can do in this region, and we’re looking for a Compliance Officer who can help us move even faster.
noon’s mission: Every door, every day.
What you'll do:
Team noon has some of the fastest, smartest, and hardest-working people we've encountered. With a young, aggressive, and talented team, we're driving major missions forward. The Compliance Officer will be the regulatory backbone of noon Fintech, ensuring that our consumer fintech products operate within the bounds of UAE law and meet the evolving expectations of our regulators and financial partners.
Responsibilities:
Regulatory Compliance & Licensing
- Serve as the primary point of contact for all regulatory matters relating to noon Fintech's products and licensed activities, including ongoing interactions with the Central Bank of the UAE (CBUAE) and other relevant authorities.
- Manage compliance obligations for CBUAE-licensed activities, with prior experience in Stored Value Facility (SVF) licensing — including its conditions, reporting timelines, and supervisory expectations — being a significant advantage.
- Monitor regulatory developments across the UAE fintech, payments, and consumer lending landscape, assessing their impact on noon Fintech's products, operations, and partner arrangements.
- Maintain and update the compliance framework, policies, and procedures to ensure they remain current with CBUAE regulations, AML/CFT requirements, and consumer protection rules.
- Coordinate license applications, renewals, regulatory submissions, and responses to supervisory queries in a timely and accurate manner.
AML, CFT & KYC Oversight
- Own noon Fintech's AML and CFT program, including the design and maintenance of transaction monitoring rules, suspicious activity reporting (SAR) processes, and sanctions screening.
- Oversee the KYC and customer due diligence (CDD) framework across noon Fintech's products, ensuring alignment with CBUAE requirements and financial partner standards.
- Conduct and document periodic AML risk assessments, updating controls and thresholds in response to evolving risk profiles and regulatory guidance.
- Act as the Money Laundering Reporting Officer (MLRO) or support the MLRO function, depending on organizational structure.
Partner & Internal Governance
- Work closely with banking, lending, and other financial partners to satisfy their compliance and due diligence requirements, supporting partner onboarding and periodic reviews.
- Collaborate with Product, Engineering, and Legal teams to embed compliance requirements into product design, ensuring that new features and customer flows meet regulatory standards before launch.
- Deliver compliance training and awareness programs to internal teams, fostering a culture of regulatory accountability across the organization.
- Prepare and present compliance reports, dashboards, and escalations to senior leadership and the Board as required.
What you'll need:
Qualifications Required
- Minimum 4 to 6 years of compliance experience within a UAE-regulated financial services or fintech entity, with direct exposure to CBUAE licensing and supervisory processes.
- Prior experience managing or supporting a CBUAE-licensed entity is strongly preferred; working knowledge of SVF regulations, payment service provider frameworks, and associated license conditions is a significant advantage.
- Deep understanding of UAE AML/CFT regulations, CBUAE consumer protection guidelines, and relevant federal legislation governing financial services.
- Experience acting as, or directly supporting, an MLRO in a UAE-regulated environment.
- Familiarity with digital lending, BNPL, embedded finance, or payments products and their specific compliance considerations.
- Strong ability to interpret regulatory guidance, translate it into practical operational requirements, and communicate clearly with both technical and non-technical stakeholders.
- Experience liaising directly with regulators, managing supervisory examinations, and preparing formal regulatory submissions.
- Relevant professional certifications such as ICA, CAMS, or equivalent are preferred.
- Excellent written and verbal communication skills in English; Arabic is an advantage
Who will excel?
- We’re looking for people with high standards, who understand that hard work matters.
- You need to be relentlessly resourceful and operate with a deep bias for action.
- We need people with the courage to be fiercely original.
- noon is not for everyone; readiness to adapt, pivot, and learn is essential.
