Overview
Compliance Expert Jobs in Sofia, Sofia City, Bulgaria at PayNovus AD
Title: Compliance Expert
Company: PayNovus AD
Location: Sofia, Sofia City, Bulgaria
- About PayNovus AD:
PayNovus AD is a trusted European Electronic Money Institution with over 25 years of experience and a bold vision for the future of payments. We combine technological innovation with regulatory excellence to deliver secure, seamless, and adaptable payment solutions across Europe and beyond.
As a forward-looking fintech company, we empower businesses and individuals through advanced digital payment accounts, innovative card programs, and efficient payment processing. Driven by innovation, integrity, and collaboration, PayNovus is redefining how the world moves money – making every transaction smarter, faster, and more secure.
- Why PayNovus AD?
At PayNovus AD, you’ll find the freedom and support to grow — both personally and professionally – within an international, forward-thinking organization. We believe our people are our greatest strength, and we invest continuously in their development, creativity, and success.
Guided by innovation, collaboration, and integrity, we create a workplace where new ideas thrive and every voice matters. We foster a collaborative, inclusive culture where employees can grow, contribute meaningfully, and maintain a healthy work-life balance.
Join PayNovus and become part of a dynamic, diverse team that’s shaping the future of payment technology – one breakthrough at a time.
- Department Overview:
Our Compliance professionals are responsible for the effective management of the risks of discrepancies through proper and exact implementation of the existing regulatory requirements, the establishment of high ethical and professional standards in clients and merchants servicing when interacting between the different structural units, including specific matters such as Measures against money laundering and terrorist financing and Internal control of the activities of the Company.
- Skills and Competencies Requirements:
– Computer literacy with the full MS Office package;
– Excellent command of English;
– Minimum 1 years on similar position in the e-commerce payment industry;
– Knowledge of the Bulgarian and EU Legislation which is directly related to the activities of the company as a e-money institution;
– Analytical driven personality with proven work experience in AML and CFT laws;
– Experience in providing feedback and evaluating AML/CFT policies and procedures frameworks,
– Experience with KYC/KYB documentation, including the ability to review, analyse and validate corporate documentation, ownership structures, licensing documents and AML/CFT policies.- Proven ability to drive the AML and Compliance processes from A to Z;
– Readiness for quick knowledge perception;
– University education in Law will be considered an advantage;
– Excellent time management
– Excellent verbal and written communication skills, ability to work and perform tasks together with other members of the department.
– Readiness for quick knowledge perception;
– Teamwork, accuracy, and responsibility in work performance;
– Precision, correctness, professional and responsible attitude.
- Key Responsibilities
– Perform analysis of the customers’ identification, verification and risk categorization and observes their compliance with the requirements of the MAMLA;
– Perform monitoring on customers, transactions and deals in order to identify suspicious behavior in accordance with local AML and CFT laws and regulations and internal systems;
– Performing fraud detection and investigation, including analysis of identity fraud, document forgery, account takeover, money laundering, terrorist financing and atypical transaction patterns.
– Approving clients onboarding applications, including assessment of KYC/KYB documentation, licensing evidence and AML/CFT policies and procedures submitted by applicants.
– Conducting ongoing monitoring of the client base, collecting, analyzing, filing and reporting information related to specific operations and transactions and assessing payment operations for compliance with national and European legal framework.
The following experience would be considered as an advantage:
– Previous experience in international company, used to working on the development of procedures and internal rules that are of major importance for the AML and Compliance area;
– Knowledge of the legal regulations regarding the international e-commerce markets and payment industry.
- What We Offer:
We believe great work deserves great rewards. At PayNovus, you’ll enjoy a competitive remuneration package and a range of benefits designed to support your wellbeing, growth, and work-life balance:
- Competitive salary and benefits package
- Additional health insurance – “Complex medical care – luxury package”
- Monthly food vouchers – 200 BGN per month
- Personalized public transport card – valid for all city transport
- Extra paid leave – 5 additional vacation days per year
- Bring-a-Friend referral program
- Hybrid work model – up to 1 home office day per week (available after the first 3 months of the probation period)
- Modern office in central Sofia with excellent working conditions and a casual, collaborative atmosphere
- Team-building activities and social events
- Complimentary fresh fruit and coffee in the office
