Overview
Compliance Analyst Jobs in New York, United States at Kredete
Title: Compliance Analyst
Company: Kredete
Location: New York, United States
About Kredete
Kredete is a financial technology company building modern financial infrastructure for global money movement. We help businesses and individuals move money instantly across borders, and access financial products designed for a globally connected world.
Powered by stablecoins and modern payment systems, Kredete enables faster, more affordable, and more accessible cross-border transactions across 60+ countries. Our mission is to simplify global finance by building secure, scalable, and customer-centric financial solutions for individuals and businesses.
We’ve built a product customers love and a business scaling rapidly. Kredete operates across New York, Lagos, London and Riga, and is backed by world-class investors. As we expand into new markets and product lines, we are building the next generation of cross-border financial infrastructure.
At Kredete, you’ll join a company in motion—ambitious, profitable, fast-moving, and deeply product-driven—where impact is visible, execution matters, and growth is real. We value ownership, speed, curiosity, operational excellence, and people who thrive in high-accountability environments.
About the Role
As a Compliance Analyst, you will sit at the intersection of regulatory rigour and product innovation. Every dollar moving across our network needs to do so safely, legally, and in line with the standards of our financial partners. This is a critical early-career role on a fast-moving team where your work directly shapes the trust customers place in the platform.
What You Will Do
- Conduct KYC and KYB onboarding reviews: verify customer identities, validate documentation, and assess business legitimacy in line with the company's Customer Identification Program and CDD Rule requirements.
- Perform ongoing customer due diligence, including periodic KYC refresh and Enhanced Due Diligence on high-risk customers.
- Conduct sanctions screening against OFAC lists, PEP screening, and adverse media checks; document disposition decisions for each alert and escalate true matches to the BSA Officer.
- Monitor transaction activity for red flags consistent with FinCEN guidance, investigate alerts generated by the transaction monitoring system, and prepare SAR narratives and supporting documentation for review and filing by the BSA Officer.
- Support updates to compliance policies, procedures, and internal controls documentation under the direction of the BSA Officer, ensuring alignment with both the bank partner's AML program requirements and applicable state money transmitter obligations.
- Partner with product and operations teams to review new features, payment flows, and partner integrations for compliance impact prior to launch.
- Prepare compliance metrics, case reporting, and periodic submissions for internal stakeholders and the bank partner in line with the partnership's reporting requirements.
- Support state regulatory examinations and bank partner audits by preparing case files, documentation samples, and responses to examiner requests.
- Monitor regulatory developments affecting the business, including FinCEN guidance, OFAC program updates, state money transmitter requirements, and the bank partner's program expectations, and summarize relevant changes for the compliance team.
- Respond to information requests from law enforcement, regulators, and the bank partner under BSA Officer supervision.
Who You Are
You bring 1–2 years of hands-on compliance or regulatory experience, ideally within a fintech, bank, or payments company. Beyond the technical skills, you understand what it means to protect customers and the business simultaneously — without defaulting to “no” as a first answer.
- Regulatory foundation: Solid grounding in AML, KYC/KYB, OFAC sanctions, and BSA principles. Familiarity with cross-border remittance regulations is a strong plus.
- Analytical mindset: You connect dots in transaction data others miss. Comfortable working through ambiguous cases and documenting your reasoning clearly.
- Precise communicator: Your written escalations and reports are clean, structured, and audit-ready. You can explain regulatory constraints to non-compliance colleagues without jargon.
- Cross-border awareness: Genuinely interested in global financial regulation — especially in emerging markets and diaspora corridors where the rules are still being written.
- Ownership mentality: Early-career but not passive. You flag issues proactively, propose solutions, and follow through without being prompted twice.
- Tech comfort: At ease using compliance management platforms and transaction monitoring tools.
Why Join Kredete
- Opportunity to help shape the future of cross-border financial infrastructure
- High-impact role with direct visibility into company growth and strategy
- Small, high-performing teams with strong ownership and autonomy
- Fast execution environment with meaningful career growth opportunities
- Exposure to global markets, fintech innovation, and emerging payment systems
- Collaborative and mission-driven culture focused on building products customers genuinely love.
Opportunity: At Kredete, we are proud to be an equal opportunity employer. We value diversity and all applicants seeking employment with us are strictly based on merit, competency and qualifications. We do not discriminate based on religion, race, national origin, sexual orientation, sex, marital or family status, disability or gender.
Data Protection: By applying to this role, you consent to the collection and processing of your personal data by Kredete for the purposes of assessing your suitability for the advertised position. All personal data will be processed in accordance with applicable data protection laws.
